Call us at 437-887-5869 (Toronto), 514-606-6767 (Quebec), 1-877-580-9719 (Other Regions In Canada) or Contact Us

Berkley-JF Royal Visitors to Canada

Berkley-JF Royal Visitors to Canada
With stable pre-existing medical condition coverage price schedule: 
Age10000150002500050000100000150000200000300000
0-251.702.042.272.493.594.305.386.24
26-401.862.222.492.744.024.665.836.76
41-602.142.552.863.114.204.707.198.34
61-642.443.113.734.024.705.507.939.19
65-693.003.914.724.805.947.409.2510.73
70-744.856.327.608.359.3012.1715.2117.50
75-795.807.548.969.5011.5913.8018.0120.00
80-859.50N/A13.0015.5219.00N/AN/AN/A
Without stable pre-existing medical condition coverage price schedule: 
Age10000150002500050000100000150000200000300000
0-251.141.431.551.702.282.723.404.41
26-401.281.551.701.852.653.093.854.78
41-601.431.791.992.283.384.056.116.07
61-641.842.182.753.313.974.706.756.76
65-692.102.743.093.685.085.457.408.02
70-743.314.394.306.166.999.0012.5012.96
75-794.055.265.087.168.6710.2513.5814.98
80-855.937.649.3510.0013.9415.5018.85N/A
86+9.1312.0014.3016.4022.30N/AN/AN/A

We don’t like to think about it, but sudden, unexpected accidents or illnesses do happen, and trying to nd and pay for adequate medical attention can be dicult when you are abroad.

 

Health care costs around the world can be very expensive. Hospitals can charge thousands of dollars per day. Your health plan may or may not cover a

minute portion of these cost. Without adequate insurance coverage you could be responsible from dollar one, which could create a massive impact on

your personal nances. Why take the risk?

Why Buy Insurance

 

We don’t like to think about it, but sudden, unexpected accidents or illnesses do happen, and trying to nd and pay for adequate medical attention can be dicult when you are abroad.

 

Health care costs around the world can be very expensive. Hospitals can charge thousands of dollars per day. Your health plan may or may not cover a

minute portion of these cost. Without adequate insurance coverage you could be responsible from dollar one, which could create a massive impact on

your personal nances. Why take the risk?

 

Note: Insurance is administered by JF Insurance Agency Group Inc. Travel assistance and claims services are provided by Ontime Care Worldwide Inc. and World Travel Protection Insurance is underwritten by Berkley Canada

 

Eligibility
 

  1. To be eligible for coverage under this plan, the applicant must:
  2. be a visitor to Canada, a person with a Canadian work visa or super visa, an immigrant to Canada or a Canadian resident, who is not eligible for a provincial or territorial government health insurance plan in Canada;
  3. not have been in Canada for more than 2 consecutive years prior to the
  4. be at least 15 days of age on the date of purchase;
  5. not be travelling against the medical advice of a physician and/or have been diagnosed with a terminal illness. A terminal illness means that you have a medical condition that is cause for a physician to estimate that you have less than 6 months to live or for which palliative care has been received.
  6. not have a kidney disease requiring dialysis;
  7. not have Congestive Heart Failure, AIDS or require the use of home oxygen;
  8. not be experiencing new or undiagnosed symptoms and/or know of any reason to seek medical attention.

 

Note: Your spouse and/or child(ren) must also meet all the criteria to be eligible for family coverage under this plan.


Medical Benefits Highlights

 

Hospital Accommodation
•Reasonable and customary cost for inpatient and outpatient treatment

Physician Charges

•Medical treatment by a physician

Diagnostic Services

•Reasonable and customary cost for x-rays and laboratory tests

Private Duty Nursing during Hospitalization

•Up to the sum insured

Ambulance Services

•When reasonable and medically necessary, licensed ground ambulance

service to the nearest hospital

Prescription Drugs

•Up to $500, limited to a 30-day supply per prescription unless you are

hospitalized

Medical Appliances

•Cast, splints, trusses, braces, crutches, rental of a wheelchair or other

minor medical appliances

Paramedical Services

•Chiropodist, chiropractor, osteopath, physiotherapist or podiatrist,

up to $500 per type of practitioner provided such treatment is prescribed

by a physicianand approved by Ontime Care

Acupuncture

•Up to $500 with a 365-day policy

Treatment of Dental Accident

•Up to $3,000

Emergency Relief of Dental Pain

•Up to $500

Flight Accident

•Up to sum insured

Repatriation

•When approved in advance by World Travel Protection Inc.

Preparation and Return of Remains

•Up to $10,000

 

承保内容

内 容

解释

住院费用

包括住院或门诊合理常规的费用

医生费用

诊断费用

合理常规的X线和实验室检查

住院私人护理

最高到承保额

救护车的费用

有正当理由和医疗上必须,地面救护车到最近医院的费用

处方药

除非住院的情况,每个处方的限额最高$500,且不超过30天的量

医疗器具的租用

辅助专科

手足病医生、脊柱按摩师、整骨治疗师、物理治疗师或足病医生,需要内科医生推荐,Ontime Care批准,每个专科最高限额$500

针灸

需购买365天的保单,限额为$500

牙意外

整个保单限额$3000

牙紧急情况

整个保单限额$500

航空意外险

和承保额等同的赔付额

送返原居住地

送返需事先得到World Travel Protection   Inc的批准 ( WTP )

遗体准备和送返

最高限额至 $10,000

 

理赔

在去医院急诊前,请打电话要求一个理赔号以方便理赔,1-888-988-3268 或 905-707-9555。 

如果是普通门诊,不需要打电话通知保险公司除非是看专科医生或做大型检查及住院。
1. 普通检查包括: 小便,抽血,x-光,不需要事先通知。
2. 大型检查: CT scan, 核磁共振,胃镜,, Ultrasound, 活检,心电图等等。

 
Note:
For more policy information, click here.
Learn more about this visitor to canada insurance plan, click here to download the brochure.
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jfr-berkley-jf-royal-visitors-to-canada.pdf4.95 MB